Garnishment is a process where the debtor (the person who owes money) gives money owing to a creditor (the person or company to whom a debt is owing). For example, if a tenant owes money to a landlord, the landlord could apply to garnish the tenant’s employment income. The tenant’s employer is the garnishee so the employer would give money to the creditor instead of the debtor. To initiate the process, the creditor must file a Garnishee Summons with the Court of Queens Bench. The creditor then must serve it on the Garnishee.